Frequently Asked Questions


1. Who is Pioneer Military Lending (PML)?

Pioneer Military Lending is the online military lending division of MidCountry Bank. We offer the security of a bank with the speed and flexibility that service members need. Our understanding of military family financial situations comes from more than a decade of experience serving the military community—from new recruits to career service members.

Pioneer Military Lending offers competitive interest rates and personal loans for all ranks, all branches, and even Department of Defense employees, no matter where they are stationed around the world. We ensure that payments are manageable, have no hidden fees, and we provide service members with friendly and knowledgeable loan associates.

2. Who are Pioneer Military Lending customers?

Active Duty Military Personnel
Full Time Active Reserve Personnel
20-Year Career-Retired Military Personnel
Department of Defense GS-6 or above

3. Can anyone join the Pioneer Military Lending Affiliate Program?

While anyone can apply, not everyone will be permitted to join. PML is proud to have the opportunity to serve United States military families. If we feel your organization provides a product and/or service that is unethical, or not in the best interest of military families, your application to join our affiliate program will be denied. Furthermore, PML is looking for affiliates with web sites that have content of interest to our demographic, therefore sites built to pass through pay-per-click advertising without relevant content, will not be approved.

4. How much does it cost to join?

Not only is it FREE to join, but our creative ads and approved text are routinely updated and provided through the affiliate resource center.

5. How do I sign up?

Fill out and submit the "PML Affiliate Registration Form", and you will be contacted within 48 business hours.

6. How do I earn money?

You will be paid according to the compensation plan you elect.

7. How often will I get paid?

Affiliates are paid monthly assuming adequate volume.

8. How is my progress tracked?

We assign unique tracking codes to each affiliate, and we track affiliate progress in accordance with the e-metrics relevant to the compensation plan agreed upon.

9. Can PML Affiliates participate in other lending affiliate programs?

Yes, however the other lending affiliate programs cannot be related to providing personal or installment loans to United States service members. Furthermore, our contract includes certain provisions regarding PML banner-ad placement in relationship to other lending banner-ads that may appear on your website(s).

10. Are there any general guidelines or restrictions to become a PML affiliate?

        Affiliates must be an independent contractor, not an agent, employee or partner of PML or represent
        themselves as such.

        Affiliates may not spam or participate in sending any Spam or other unsolicited email communication of
        any kind, or violate the CAN-SPAM Act of 2003.

        Affiliates may not cyber squat, mislead or falsely entice customers to submit a loan request or application.
        This includes implying military endorsement.

        Affiliates may not operate, or be affiliated in any way with, a website that contains or promotes
        pornography, illegal behavior, hacking or warez, offers of illegal goods or services, or libel.

        Affiliates may not engage in any willful misconduct toward PML or any related company of PML, including
        without limitation fraud, defamation and trademark or service mark tarnishment.